Membership Program Terms and Conditions

This Agreement governs participation in the Connecticut Security Training Center LLC Membership Program (the “Program”) offered by Connecticut Security Training Center LLC (the “Company”). By enrolling in the Program, the individual (“Member”) agrees to be bound by the following terms and conditions:

1. Commencement of Accrual

Accrual of benefits under the Program shall commence on the calendar date on which the Company first receives a valid membership payment from the Member.

2. Accrual of Credits

Renewal credits (“Credits”) shall accrue at the rate of twenty dollars ($20.00 USD) for each full year of uninterrupted, active membership status. Credits, once accrued, shall be deemed vested and non-forfeitable. Under no circumstances shall accrued Credits expire, lapse, or be subject to cancellation, except in the event of their lawful payout pursuant to these Terms.

3. Termination by Member

The Member may cancel participation in the Program at any time, with or without cause. Such cancellation shall not divest the Member of any Credits accrued prior to the effective date of cancellation.

4. Death of Member

In the event of the Member’s death, upon receipt by the Company of proper legal notification and verification thereof, all accrued Credits shall become immediately payable in full to the Member’s estate or to the duly designated beneficiary, as applicable.

5. Payout of Accrued Credits

a. The Member may request disbursement of accrued Credits at any time and for any reason, irrespective of the status of the Member’s Guard Card or any other professional credential.
b. In no event shall the total payout to the Member during any single five-year accrual cycle exceed one hundred dollars ($100.00 USD).
c. If the Member requests and receives an early disbursement of Credits prior to the five (5) year mark, any subsequent payout at or after the five-year point shall be reduced by the amount already disbursed, such that the aggregate amount paid within the cycle does not exceed one hundred dollars ($100.00 USD).
d. For the avoidance of doubt, if the Member elects to receive forty dollars ($40.00 USD) in Credits after two (2) years, and thereafter maintains membership status through the five (5) year point, the Member shall only be entitled to an additional sixty dollars ($60.00 USD) at the conclusion of that cycle, resulting in a total payout of one hundred dollars ($100.00 USD) for such cycle.

6. Request for Payout

a. Payouts of accrued Credits shall not be made automatically. The Member must affirmatively request disbursement.
b. A valid payout request must be communicated to the Company in one of the following manners: (i) in writing; (ii) via telephone call to an authorized representative of the Company; or (iii) through an in-person visit with an authorized representative of Connecticut Security Training Center LLC.
c. Upon receipt and verification of a valid payout request, the Company shall issue payment of the accrued Credits within fourteen (14) calendar days.

7. Subsequent Cycles

a. Following the completion of any five (5) year accrual cycle, the Member shall remain continuously eligible to accrue additional Credits under a subsequent accrual cycle, provided membership status remains active.
b. Each subsequent accrual cycle shall entitle the Member to a maximum payout of one hundred dollars ($100.00 USD), calculated at the same rate of twenty dollars ($20.00 USD) per full year of active membership.
c. Accrual into a subsequent cycle shall occur automatically and without the need for any affirmative action by the Member. For the avoidance of doubt, if the Member completes a five-year cycle without requesting payout and continues in the Program, the Member shall be entitled to both (i) the full one hundred dollars ($100.00 USD) accrued during the initial cycle and (ii) any additional Credits accrued in the subsequent cycle up to the time of payout.
d. By way of example, if the Member maintains continuous membership for a period of seven (7) years, the Member shall be entitled to one hundred forty dollars ($140.00 USD), comprised of the one hundred dollars ($100.00 USD) accrued during the first five-year cycle and forty dollars ($40.00 USD) accrued during the first two (2) years of the subsequent cycle.

8. Partial Payouts Prohibited

No partial disbursement of Credits shall be made except in full satisfaction of the amount then accrued. All payouts shall be made in whole-dollar increments corresponding to the Member’s accrued Credits as of the disbursement date.

9. Member Responsibility for Credential Renewal

The Member acknowledges and agrees that it is the sole responsibility of the Member to monitor, track, and ensure the timely renewal of any Guard Card or other professional credential. The Company assumes no duty or obligation to notify the Member of upcoming expiration dates, deadlines, or renewal requirements. Failure of the Member to renew such credential(s) in a timely manner shall not create any liability on the part of the Company, nor shall it affect the Member’s right to accrued Credits under the Program.

10. Tax Reporting

All payouts made under the Program are subject to applicable federal, state, and local tax laws. Pursuant to current Internal Revenue Service (IRS) regulations, the Company may be required to issue to the Member a Form 1099 or other appropriate tax reporting form if, in any calendar year, payouts to such Member equal or exceed six hundred dollars ($600.00 USD), or such other threshold as may be prescribed by law at the time of payment. The Member acknowledges and agrees that the Member shall be solely responsible for any and all tax liabilities arising from receipt of payouts under the Program.

11. Non-Transferability

Membership benefits and Credits are personal to the Member and may not be assigned, transferred, pledged, or otherwise conveyed to any other person or entity, except in the case of the Member’s death as provided herein.

12. Limitation of Liability

The Company’s liability under this Program shall in no event exceed the total dollar amount of Credits accrued and payable to the Member pursuant to these Terms.

13. Administrative Errors

In the event of a clerical, accounting, or administrative error affecting the calculation of accrued Credits, the Company reserves the right to correct such error. The Member’s sole remedy shall be adjustment of the Member’s Credit balance to reflect the correct amount.

14. Force Majeure

The Company shall not be liable or responsible for any failure or delay in performance under this Program resulting from causes beyond its reasonable control, including but not limited to acts of God, government regulation, labor disputes, natural disasters, or interruptions of utilities.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable in any respect, the remaining provisions shall remain in full force and effect.

16. No Waiver

Failure by the Company to enforce any provision of these Terms at any time shall not be construed as a waiver of the Company’s right to enforce such provision in the future.

17. Survival

The provisions of these Terms which by their nature should survive termination of the Program shall so survive, including but not limited to provisions relating to accrued Credits, tax reporting, limitation of liability, indemnification, and governing law.

18. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the State of Connecticut. Any disputes arising hereunder shall be brought exclusively in the state or federal courts located within Connecticut.

19. Successors and Assigns

These Terms shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, executors, administrators, successors, and permitted assigns.

20. Electronic Communications

The Member consents to receive all notices, disclosures, and other communications relating to the Program electronically, whether by email or posting on the Company’s website, unless otherwise required by law.

21. Indemnification

The Member agrees to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or related to the Member’s participation in the Program, except to the extent caused by the gross negligence or willful misconduct of the Company.

22. Entire Agreement

These Terms constitute the entire agreement between the Company and the Member with respect to the Program and supersede all prior or contemporaneous understandings, agreements, representations, or warranties, whether written or oral.